Run your ajo group without the notebook

Record every contribution and payout, send each member their own statement, and see exactly who owes what.

Start a ledger
Private by defaultMembers see only their own statement
5 of 6 Paid this round

One ledger,
the whole group.

Record payments

Log a contribution in two taps, even when someone pays for several rounds at once.

Start recording

Private member statements

One link per member. They see their own payments and balance, and nobody else's. No app, no sign in.

See how it works

See who owes, properly

Each member's balance stands alone, so one person paying extra never hides another person's debt.

Try it with your group

Any schedule

Members pay on different rhythms. Daily, or every 2, 3 or 5 days. The ledger keeps up.

Set up a group

Share the work

Add co-admins and record who took each payment. Everyone sees changes the moment they happen.

Invite your team

Run more than one group

Family, office, market association. Keep each ledger separate and switch between them from the top bar.

Start your first ledger

Built for

A trader smiling at her market stall
Market associations
Two women talking at a table
Friends and family
Colleagues looking at a laptop together
Office and team thrift

Church groups and cooperatives use it too.

The calls you stop getting

  • How much have I paid so far?

    Answered by their statement

  • Did you get my money on Tuesday?

    Every payment is dated

  • When is my turn to collect?

    Payouts are on the record

  • Who took my payment last week?

    Each entry shows who recorded it

  • Am I owing anything?

    Their balance is always current

  • Can you send me my record?

    It's one link, on any phone
Three steps

Set up in minutes

  1. 1

    Add your members

    Name, contribution amount and how often they pay.

  2. 2

    Record money as it moves

    Payments in, payouts out. Balances update on their own.

  3. 3

    Share statement links

    Send each member their private link on WhatsApp or SMS.

A young woman checking her phone on a busy street

Nothing to download.

Ajo Buddy runs in the browser on any phone or computer. Create your ledger now and add your first member in under a minute.

New here?Start a ledger Already running one?Sign in